WE LOOK FORWARD TO MEETING YOU AT ONE OF OUR SEMINARS
Many senior people in the education profession are faced with unprecedented challenges to their potential financial well being in retirement. The ever changing rules governing pension schemes means that many individuals may not enjoy the level of pension that they thought they would.
Higher earners in teaching face restrictions regarding the amounts that they can save into their pension schemes on an annual basis (the Annual Allowance) as well as the overall amount that can be held (the Lifetime Allowance). Breaching these rules can result in excess tax being paid and potential penalties and fines being imposed. Add to this mix the traditional complexities affecting higher earners when receiving pay increases and the potential loss of the personal allowance creating a 60% income tax band for many. The need for specialist personal financial advice for senior people in education has never been greater.
In conjunction with BBT Group Ltd, we are able to offer our ‘Executive Seminar’ aimed at those in management and senior management to help guide you through this maze. This shortened course focuses on the specific challenges facing higher earners and will make you aware of the pitfalls and opportunities that exist. The areas that are covered include:
- Lifetime Allowance
- Annual Allowance
- Restricted Annual Allowances
- Hidden tax traps
- Minimising Tax in Retirement
- Inheritance Tax Planning
Those attending the Executive Seminar will automatically have an individual personal consultation and assessment with a specialist from BBT Group Ltd; a chartered firm of teachers retirement planning specialists.
However, we are aware that it is not always possible to attend a seminar due to the significant time constraints that those in senior positons are under. As such, we can often arrange for individual Executive Counselling with the same highly qualified advisers on a bespoke basis by arrangement. This would allow access to the same individual personal consultation and assessment, where available, at preferentially negotiated rates.